Combined Commercial & Small Business Insurance

Do you require a quote for commercial insurance, or is the insurance due for renewal shortly? In the past we have saved our clients a lot of money by arranging insurance at extremely good rates. Just give us a chance!

For a ‘no obligation’ quote:

Combined commercial insurance provides comprehensive business cover in a single policy. Primarily designed for businesses, manufacturers, and wholesalers; combined commercial insurance is a manageable and cost effective way to safeguard against all aspects of a business' risk. Policies are tailored to individual company needs, but typically include cover for:

• Material damage, burglary and theft
• Employers' liability: required by UK law if you employ staff
• Public and products liability
• Business interruption
• Stock and goods in transit
• Money: either held on the premises or by an authorised employee

Millennium Insurance Brokers Ltd has been at the forefront of the commercial insurance market for many years. They have teamed up with some biggest names in the industry and managed to negotiate some of the best premiums.

For a no obligation quote just complete an online application below and a member of the Millennium commercial team will contact you to discuss your exact business needs.

For a ‘no obligation’ quote:

 Van Insurance

Commercial van insurance policy is great value for business vehicles up to 3.5 tonnes. There are two types of cover to choose from - comprehensive cover or third party, fire and theft.

Engineering Insurance

This policy is designed to cover the assets, earnings and legal liabilities of precision engineers and metalworkers. Provides cover for public and product liability, business interruption cover and cover for your trade contents, machinery, plant and stock. However, you can also include a number of optional extras such as cover for your buildings. Engineers risks tend to be more complex than standard commercial risks, and it’s therefore essential that you deal with an insurer who really understands your business.

Our engineers insurance is tailored to cover the assets, earnings and legal liabilities of your business. The standard policy provides cover for a range of risks including public and product liability, business interruption cover and cover for your trade contents, machinery, plant and stock. However, we know that every business has quite different insurance needs, so we also give you the choice of including a number of optional extras such as cover for your buildings.

Hotel Insurance

The standard policy for hotels and guest houses provides employers' and public liability, contents cover and business interruption cover. You can also choose from a number of optional extras such as cover for your buildings. When you are running your own business, getting the hotel insurance can be an added complication.

The Hotel and Guest House Insurance policy is tailored to cover the assets, earning and legal liabilities of the business for both licensed and non-licensed establishments. The standard policy provides cover for a range of risks including employers and public liability, contents cover and business interruption cover. However, we also give you the choice of including a number of optional extras such as cover for your buildings.

For a ‘no obligation’ quote:

Landlord Property Insurance

Whether you rent out a single residential property, or manage a portfolio of commercial lets, our landlords insurance policy is the one for you. The standard policy provides cover for your buildings. However, depending on your requirements, you have the choice of including optional extras such as loss of rent and employers' liability. Whether you manage a portfolio of properties, or simply own a buy-to-let house, we have an insurance product to meet your needs.

Our landlord insurance policy is tailored to cover the assets, legal liabilities and earnings of property owners. The standard policy provides cover for your buildings. However, we know that every landlord has quite different insurance needs, so we also give you the choice of including a number of optional extras such as loss of rent and employers liability.

    Manufacturers Insurance

The manufacturer’s insurance policy provides cover for public and product liability, business interruption cover and cover for your trade contents, machinery, plant and stock. You can also include a number of optional extras such as employer’s liability and cover for your buildings. f you run a business within the manufacturing sector, then every day you’ll find that your employees and your business are exposed to a range of risks. Manufacturing risks tend to be more complex than standard commercial risks, and its therefore essential that you deal with an insurance provider who really understands your business sector.

Motor Trades Insurance

Whether you are a car showroom or a repair workshop, the motor trade policy insures you against material damage, motor vehicle road risk and public and product liability. You also have the choice of optional extras such as MOT loss of license and business interruption cover. And if you are an RMIF member, then our policy will give you some free additional features such as New for Old extended to vehicles less than 12 months old. Our Motor Trade Insurance policy is tailored to cover the assets, legal liabilities and earnings of your business. The standard policy provides cover for material damage, motor vehicle road risk and public and products liability. However, we know that every business has quite different insurance needs, so we also give you the choice of including a number of optional extras such as MOT loss of license and business interruption cover.

Office Insurance

The office insurance policy has been specially tailored to meet the needs of all types of office-based businesses, from accountants and solicitors to estate agents and architects. The standard policy provides employers' and public liability, contents cover and business interruption cover. We also give you the choice of a number of optional extras such as cover for your buildings or for computer breakdown.

Printing Insurance

The printers insurance is tailored to cover the assets, earnings and legal liabilities of all types of printers, from lithographic to silk screen. The standard policy includes cover for public and product liability, business interruption and cover for your trade contents, machinery, plant and stock. We also include a number of optional extras such as employer’s liability and cover for your buildings. f you run a printing business, then your employees and your business will be exposed to a range of risks every day. Printing risks tend to be more complex than standard commercial risks, and it is therefore essential that you deal with an insurance provider who really understands your business sector.

Restaurant Insurance

Our restaurant insurance is tailored to cover the assets, earnings and legal liabilities of licensed restaurants. The policies include employers' and public liability, contents cover and business interruption cover with optional extras such as buildings cover or cover away from the premises.

Shop Insurance

Whether you are a florist, bakery, toy shop or café, our retail insurance policy provides cover for a range of risks including employers' and public liability, contents cover and business interruption cover with the option to choose extra cover such as cover for your buildings, if required.

Surgery Insurance

The surgery insurance policy is tailored to cover the assets, earning and legal liabilities of your business. Whether you are a clinic, dental surgery or physiotherapist, our policy insures you against a range of risks including employers' and public liability, and contents cover. Depending on your business' specific needs, you can also include optional extras such as cover for your buildings.

Tradesman Insurance

There are insurance policies for a broad range of trades. Whether you are a painter, plumber, tiler, electrician or plasterer, the tradesman’s insurance policy is tailored to cover the legal liabilities of your business and certain items of tools, plant and materials.

Wholesaling Insurance

The wholesaler’s insurance policy is tailored to cover your businesses assets, earnings and legal liabilities. The policy includes public and product liability, contents cover and business interruption cover with the option to add extras such as cover for your buildings, should you need it.

For a ‘no obligation’ quote:

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