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General Insurance
 

Home Insurance

an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home. (click here for information)

Life Insurance

is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the insured individual's or individuals' death. In return, the policy owner (or policy payer) agrees to pay a stipulated amount called a premium at regular intervals or in lump sums (so-called "paid up" insurance). There may be designs in some countries where: (Assets, Bills, and death expenses plus catering for after funeral expenses should be included in Policy Premium. Anyone whose assets equal more than the value of their primary residence should not be compensated beyond that value in case they cannot sell their house. In the case of those whose lost their spouse should be compensated also for one full year the wages of their spouse which would or should be included to avoid lawsuits.) However in the United States, the predominant form simply specifies a lump sum to be paid on the insured's demise. (click here for information)

Motor Insurance

is insurance purchased for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident. (click here for information)

Travel Insurance

Travel insurance is insurance that is intended to cover medical expenses, financial and other losses incurred while traveling, either within one's own country, or internationally. (click here for information)

Mortgage Payment Protection

Mortgage Payment Protection Insurance promises to make repayments on your mortgage (and other related expenditures like building's insurance), in the event of accident, sickness or unemployment, which is why it's also often called ASU cover. (click here for information)

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